Paper towels are expensive.
Use washable cloth dish towels instead.
Wash and reuse transparent plastic
Save empty plastic food containers
for storing leftovers & freezer use.
Attend movies early when prices
are generally lower.
Don't buy expensive gifts. Give
exotic home grown plants or bake a cake.
Give yourself a home permanent
instead of paying top prices at a salon.
Consider cutting your family's
Use plastic bread wrappers and
produce bags for freezer use.
Organize a baby-sitting club
with friends & neighbors. Take turns.
Think in terms of doing it yourself
rather than hiring someone to do it, such as home repairs, painting,
garden work, cutting the lawn, etc.
Swap services with friends and
neighbors who can do things you can't.
If you're not going out to shop,
leave your credit cards at home.
Learn about the many bargains
at "no frills" discount stores.
Avoid spending on "throwaway"
items such as disposable razors, flashlights, pens, toothbrushes,
paper cups & plates, diapers, cigarette lighters, etc.
For parties, use reusable plates,
cups, glasses, utensils, napkins-instead of expensive paper and
Pay credit card charges when
they become due so interest isn't added.
When buying big-ticket items,
learn all about them from consumer magazines.
Garage sales and flea markets
are excellent for both selling and buying.
Start your children earning
money at an early age.
When buying insurance, pay the
premium annually. It's less expensive in the long run than paying
monthly, quarterly or even semi-annually.
Check all monthly bills closely,
including your bank balance. Big companies can and do make mistakes.
Examine your check at restaurants
to make sure no error has been make.
Buy things out of season for
big savings, such as after Christmas.
Grow your own herbs and spices
in window-sill flower pots.
Coffee is expensive. Brew only
as much as your family will drink.
Save and sell recyclable materials
such as aluminum, paper, etc.
Don't spend for extra ice cubes.
Store them in plastic bags in the freezer.
Bread becomes stale more quickly
in the refrigerator. Store it at room temperature or in the freezer.
Learn about auto upkeep and
how to do minor repairs yourself.
Don't look for a new apartment
until after the peak renting season is over.
Instead of buying house plants,
get cuttings from friends.
If you need a lawyer, carefully
investigate his fees in advance.
Be wary of banking gimmicks.
Be sure you get the best deal in town.
Shop at discount and variety
stores for biggest savings on cosmetics.
Dilute your shampoo with small
amount of water - for easier rinsing.
Before buying anything new,
ask yourself if you really need it.