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Don't Marry Until You
Can Discuss Money!
Your wedding is in six weeks.
You've tried to talk about money with your fiancée for
the last few months and he continues to
find a way to shut down the conversation. You're especially panicky
because last night you had this conversation:
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You: "Honey, our wedding
is in six weeks and I'm feeling very uncomfortable because we've
never really talked about money and
how we'll handle it after we're married."
Your fiancée: "We
did talk about it, sweetheart. Lots of times. Aren't I paying
for most the wedding expenses? And didn't we
agree we'd take care of the details after we get back from our
honeymoon."
You: "Yes, but money is
such an important part of marriage and I think we should clarify
some things before we marry."
Your fiancée" Why?
I love you; you love me. I'm starting to feel you don't trust
me."
Big red flag here! Talking about
money won't get any easier after you're married.
Consider this - The financial
part of your marriage isn't about trust. It's about equal participation
and financial transparency for both of you. |
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You have to be financially intimate
because once you say "I Do", you become one-half of
a legal and financial partnership.
Whatever your husband is doing financially, you're doing it too.
Your fiancée should honor your need and desire to discuss
money
before the wedding. He should be welcoming your interest and
desire to participate, especially if he believes you are an equal
partner.
Many women have asked me about
the line between holding back financial information and abusive
behavior by a spouse. Both
result in a lack of financial information. Withholding financial
information from a wife who asks about it is disrespectful and
demeaning.
If you choose not to ask, that
may not be smart, but it's your choice. If you ask, but your
husband won't tell you, that is a form of emotional abuse. You
may have access to marital funds, reasonable mobility and buying
choices. You may be frustrated by
your husband's behavior and attitude, but unlike financial abuse,
you won't be consumed by fear and financial restriction.
Financial abuse takes withholding
behavior one step further. It's designed to isolate you into
a state of complete financial
dependence. The abuser is not out of control. He knows what he's
doing. Other people may find him charming and sensitive and he
can adapt his behavior to the social setting.
But his objective is to isolate
you and make you totally dependent on him financially. The way
he does that is to cut you off from all access to funds and information
unless he provides it to you.
Financial abuse can often lead
to physical abuse as well. It happens within all age ranges,
educational levels, ethnic backgrounds and financial levels.
The rich socialite who lives in the largest house in the best
neighborhood is as likely to be a victim of financial abuse as
the poorest wife in the toughest section of town.
When you're intelligent enough
to sense a red flag before your wedding because you want to talk
about money before marriage, you are acting responsibly. But
your fiancée is already showing you that money is not
an easy subject for him.
Ask yourself if there are any
other things you can't discuss comfortably before marriage. Whatever
those things are, count on the fact that they'll be bones of
contention after you're married. And you won't have nearly the
flexibility you have before the wedding.
Be honest with yourself . You
may be marrying the wrong person. Going into marriage with red
flags is like skiing downhill blindfolded. You wouldn't do that
either, would you? |